Things happen. They really do. They're not always great, but they happen. We’re doing our bit to get you sorted, should the proverbial hit the fan. We’ve helped thousands of families take control of their finances - from life insurance and income protection to pensions and saving for their children’s future. Whether you’ve just had a baby, need mortgage advice to buy your first home, or are simply trying to get organised, we’re here to help.
You may have seen us exhibiting at shows nationwide, including events like The Baby Show and Baby & Toddler Shows, where we offer expert, family-focused financial advice in a friendly, no-pressure way.
With over 1,400 reviews on Trustpilot, and a team backed by over 133 years of combined banking and financial experience, we’re proud to deliver advice that’s clear, caring, and easy to act on. We’re local, approachable, and genuinely here to help - not just to sell.
Let’s have a look at how we can help you.
Watch the videos below or scroll to explore the services we offer.
It’s funny how life turns out sometimes. We know you don’t want to think about the inevitable, nobody does. And that list of things to do, keeps getting longer. Lots of people already have life insurance - either through work or from when they sorted their mortgage - but often they don’t really know what they’ve got. Having a child is usually the moment people start looking into proper financial advice.
We make it simple. We shop around on your behalf, using some of the UK’s largest insurance companies - including Legal & General, Vitality, Aviva, Zurich, Scottish Widows, and Royal London - to find the right cover for your needs. There are loads of products out there, and it can get complicated fast, which is why it’s important to speak to someone who knows what’s right for you.
We’ll also help you put your policy into trust, so your payout goes to the right people quickly and tax efficiently - which is more important now than ever. So, let’s tick the most important thing off that list, today.
Speak to a Life Insurance AdvisorBecause life doesn’t always go to plan - and your finances need a backup. Unfortunately non of us are born with crystal ball and no one can see what the future holds. Accidents happen and people become critically ill - but we’re here to help.
Critical Illness Cover.
If something life-changing happened, would your finances cope?
A critical illness like cancer, a heart attack or stroke doesn’t just affect your health - it can turn your whole life upside down. A payout from your policy could help you pay off or reduce your mortgage, so you’re not worrying about money when you need to focus on recovery.
One thing many people don’t realise is that children’s critical illness claims are one of the most common. If you’re starting a family, this is often the first time you think about getting proper cover in place - and rightly so. We don’t just pick any policy. Some cover more illnesses, some offer better support. We help you find the one that fits your health, your needs, and your family - so if something did happen, you’re not left figuring things out on your own.
Income Protection.
What happens when the sick pay runs out?
If you couldn’t work for a while due to illness or injury, how would you keep up with the mortgage, bills, childcare, food shop? That’s where income protection steps in - it replaces your income every month until you’re back on your feet.
What would you do when your work sick pay finishes - or if you’re self-employed and don’t have any at all? Income protection can bridge that gap, keeping money coming in so your household doesn’t suffer while you recover.
It covers a wide range of health issues - including things like stress, anxiety, or back problems - which are some of the most common reasons people end up off work. We help you figure out what’s already covered by your employer (if anything), and what you might still need - so you’re not overpaying, but you’re not under-protected either.
Why it matters.
These two types of cover do different jobs, but they work best together. One gives you a lump sum for life-changing diagnoses, the other keeps your income going while you recover.
We’ll help you find the right balance based on your family, your job and your budget. A lot of people are paying too much for life cover they don’t fully need, while missing income protection entirely - we’ll help make sure your direct debit is doing the right job.
Get a free quoteLet's face it, life’s busy, busy, and the last thing on your bucket list is to sort out your pension.
If you’ve ever changed jobs, you may have pensions sitting in old schemes that aren’t growing as well as they could. Most pension providers won’t give you advice, and many people end up in default funds that grow slowly - which could seriously limit your quality of life in retirement.
With a few small tweaks, and by speaking to a financial adviser, it’s often worth reviewing and transferring your pensions into one well-managed pot that’s actually working for you.
We use Quilter’s award-winning platform and investment funds to help our clients grow their pensions with peace of mind, backed by a trusted name in UK financial services. Whether you’re 25 years from retirement or getting close, put us on your bucket list and we’ll help you make smart, informed decisions about your future.
Speak to a Financial AdvisorIt’s not a piggy bank. It’s a serious way of investing for your child’s future. Want to help your child buy their first car one day… or even their first home? With the cost of living rising, there’s never been a better time to start saving early. Junior ISAs are a smart, tax-efficient way to build up money for their future - whether it’s for education, a deposit, or just giving them a strong start in life.
We use award-winning Quilter investment funds, so you can be confident their savings are in good hands. And as they grow up, it’s also a great way to show them the value of saving and how to make money work harder.
You never know, they may thank you one day?
Start Saving for Their FutureWhether you’re buying your first home, remortgaging, or looking at your next move, we’re here to help make the process simple.
We offer expert mortgage advice across a wide range of needs - from standard repayment mortgages to buy-to-let, company buy-to-let, HMOs, and even commercial mortgages.
We speak to lenders and underwriters every day, so we know exactly what’s going on in the market and how to position your application in the best way. We’re here to answer your questions, take away the stress, and help you move forward with confidence - all under the support of Quilter’s trusted mortgage network.
Get your free quote today - it’s on the house.
Speak to a Mortgage AdvisorTomorrow, tomorrow. I'll sort it tomorrow.
Things may happen today and tomorrow will be too late.
We all have goals and dreams — some small, some big. Don’t wait for them. Make them happen. Get some expert advice today and plan ahead. The great thing about Things Happen is that all our quotes are free — who said you don’t get anything in life for free?
Why it matters.
Whether it’s sorting your savings, getting your pension in order, or figuring out how much you’ll need to retire comfortably — the best time to start is now.
Make your dreams big or small a reality — that second home by the sea, a dream holiday with the kids or a stress-free future doing what you love. We’ll help you understand your options, make confident decisions, and take the next steps toward the life you want.
It’s not about being rich — it’s about being ready. You don’t need to have it all figured out, you just need someone who knows how to guide you through it.
It’s more than just saving. It’s investing in your future. Putting money in a savings account is a start — but real growth comes from making your money work harder.
As Appointed Representatives of Quilter, a trusted and award-winning investment provider, we offer a range of carefully selected investment solutions to suit your goals:
Whether you’re saving for your child’s future, looking to retire early, or just want to get more from your money — we’ll help you build a plan that works.
Start with a free quote. Speak to a financial advisor and make things happen.
Get a free quote